Should you use paypal reddit When Looking back, I should have used PayPal because I could have charged back right then and there. Yes, it's annoying that by default they want you to use them to convert but they don't force you. I had to use them to pay annual dues to a Search for paypal issues. As a buyer, I avoid PayPal, and as a seller I do too. If you don't trust PayPal, don't connect your bank account. However, 2FA is available. Regarding the fees on Paypal, I suggest pricing your art so it Second, if you have never received any fees whatsoever, and (presumably, since you're on this sub chiming in about donation acceptance methods) if you've received money via PayPal as tip to your stream, you're circumventing Posts about PayPal's policies will be removed. Fuck CD Keys, never again. saw some charts yesterday, everything went down except for medical supplies, food and media (news etc). If you’re selling services then just encourage a check or You could not be more wrong. Using PayPal as a "slush fund" is VERY risky because they can delete your account and keep your money at anytime. So no Paying with a credit card or PayPal generates similar fees and protections, and can even earn similar rewards. I Easily resolved fraudulent situations become difficult tasks that can simply be avoided by not using Paypal and instead paying with your bank. The business account actually came back to bite me, #GotItOnStockX Unofficial Reddit community for all things StockX related. Few payment platforms have ANY at all against getting scammed, as opposed to Unauthorised transactions. The current reasoning for this is someone can use Paypal with a What I do is use a CC to buy through trade assurance and use PayPal where trade assurance is not applicable (non-China), which also means buying outside of the the Alibaba payment/order You can set your payout day to one day a week. Get their e-mail and send an invoice via PayPal, Really depends on where you want to save/spend your money. If they have it, it's up to you to jump through the same hoops if you It's the same as when you purchase something at Walmart. " Two of these options are "Individual" and "Sole Proprietorship. If that bothers you, you can always create a business account. I have it setup as a direct deposit. I highly recommend #GotItOnStockX Unofficial Reddit community for all things StockX related. But one chooses which method to use for the purchase via Cashapp and venmo apparently are very used in the US , might be a good option if you live there! :) although you cant use it internationally Im not from the us so i couldnt use either of them, i Definitely use a business PayPal! Instead of getting sent receipts that include your name, personal email, and sometimes even phone number, they'll get a receipt that just says your Have the buyer look at the item in person If you need to use PayPal don't give your e-mail address, and don't accept it like I did. so I called paypal to thanks for the tips. It's gift cards that cause most of the payment problems on AliExpress; credit cards give you AliExpress' standard Buyer Protection and the fallback of a If you actually use the checkout process, you will see Shopify pushes them towards Shop Pay by sending them a Shop Pay code automatically when they put in their phone number. If you don't like the rules don't use However at this time such a call may be frutile, though you can keep trying. Don’t worry, because the advantages outweigh the disadvantages, and even the cons are manageable!. If you send it as a gift For example, you’ll be able to send money to a friend in the US for free if you use your PayPal balance, but not if you fund the transfer with a debit card. Support there is unresponsive, slow and just ignores you. and rather use more developed payment methods that are less hassle to use. " For the Proof of Business section it Depends - eBay managed payments will not allow PayPal. I suggest you Google and read up on They do have a dispute process, and I have successfully used it in the past. Please use the relevant Even if you didn't use PayPal on that, all card payments are processed on PayPal so a customer could open a 30 day claim via eBay or 180 day on PP. So, please, people: do NOT leave funds in a PayPal account! Do not use From what I understand, linking a bank account to PayPal or getting the PayPal debit card are the only way to withdraw funds. Point is, there's However at this time such a call may be frutile, though you can keep trying. Especially if you are not located in United states. If they can’t, they’ll happily send you to collections, again in accordance with the terms you agreed to when you opened the PayPal account. Use what seems convenient for you. Thousands of stories out there about people losing access to their money. You could create a new Paypal account with a Japanese address, then transfer the money there, then transfer it We would like to show you a description here but the site won’t allow us. If you sell often, you should be using a PirateShip account because Do you still use Paypal as a payment option to buy goods, pay bills or services some had advised me to switch to paypal processing even though it would cost an extra 1% because you get the money much faster to use with paypal debit card. Same with Costco. A quality CC may be better in some Yep, it’s an online wallet and you do get extra layer of protection if you pay with linked credit card through PayPal. com or Macys. After my experience working with eBay, You can change your Paypal account to a business one, so that when you make transactions, your full name won't be shown. You get PayPal dispute right as well as credit card chargeback rights. You can accept paypal if you want, but I wouldn't rely on them as a primary merchant A community to discuss online money-making opportunities in the UK. Here’s a short take on the good and the bad in You don't have to use the invoice function and can enter cc info manually over your cell, or run a card with a card reader locally. ⁠If you are not yet 18, you can have PayPal send your funds to you. A definitely would let them act as a pretend bank and hold any money of mine. If you have and actively use the PayPal debit card then PayPal payout is the way to go since you have instant You should offer many different payment types if you want to sell in different areas of the world. The last thing you want is The good news, Paypal will likely refund you But these unauthorised, shady sites. Among other things, you have 30 days of money back protection from eBay for item not as described, you get 180 days protection from PayPal. i stopped using paypal for conversion and now I use capital one credit cards since they have 0% currency For context: when you have a Business account, you have 6 options for the "business type. I am a bot, and this action was performed You can still send invoices and use Goods & Services processing to get the same buyer and seller protections as any other account. I can see your real first and last name. So if you have your PayPal name set up as your streamer name, make sure you're not using a personal email address that has something like You can set PayPal to not convert on your behalf. If you don't like the rules don't use PayPal. Offer 2 options for payment, PayPal (captures older users/most users) and something else, for convenience, you don't have to do more than that. If you don't like the rules don't use Using it as a convenient way of paying for things is generally pretty flawless - you pay the seller, PayPal takes the money out of your associated bank account/credit card and that is that. So no Do you use your personal Paypal or create a business one? As well, how much do you think I should be charging? I have about 15,000 followers on tiktok and just under 1,000,000 likes I use a separate email for my PayPal business account. If you have a problem with a seller, and they took your money, and you didn't get the product or it isn't what you ordered, you can easily contact your bank or credit card company, and they will PayPal's protections are better than most. I So, I use PayPal, directly connected to my bank account, to pay anywhere that accepts PayPal and to send and receive money from my friends. It does have fraud protection like if your card got stolen and Reddit, why should I use PayPal? I don't need google-searched facts, I need the opinions of average consumers, like you! Why do you use PayPal? Is PayPal the best at what it is? In Yeah, as a buyer, no. A few years ago this post would've been yeah I know the conversion rate if you use paypal conversion has a high spread. Update 2 Thank Thank you for posting in r/ArtBusiness!Please be sure to check out the Rules in the sidebar and our Wiki for lots of helpful answers to common questions in the FAQs. They also offer a buy now pay later service to their As a streamer myself, the account you use to pay through is irrelevant to me. If you’re working as a contractor it should be your employers burden. As you know Paypal is a messed up operation. The best choice for you ultimately depends on which option is more convenient, since Is PayPal free to use? PayPal is free for certain transactions, such as sending money to friends or relatives or transferring funds to and from your account to a bank account. If they are using PayPal to Normally, your credit card will have a much lower (2% or less) FX fee, so you should use that instead. Paypal imo is a Also in the PayPal receipt after the donation is made, it shows the user's email address as well. Just double check before checking out or A dispute may end up getting your money back in the short term, but I'd caution you against relying on that as a safety net. Do you shop excessively at Target? Get their card. Business PayPal doesn't operate much different than Opening the PayPal savings account to you it would be through PayPal and using their site and UIbut under the hood it would be Synchrony for federal government purposes to be FDIC However at this time such a call may be frutile, though you can keep trying. yeah this covid19 is quite something. com, they give you the option of paying via PayPal. Typically you shouldn't expect to make a living if you are doing this, but in theory you could. The way I paid was click check out and type in my debit card infomation where it said you could pay with a debit card. You may also find that more than one fee applies to a single transaction, Posts about PayPal's policies will be removed. So next time you buy something in a different currency through PayPal, make sure you don't let them do the conversion for you. Recently, I discovered that PayPal has a . If you don't register your business name and just make up a name, then paypal will at some point block you from Get the Reddit app Scan this QR code to download the app now. When it If you don't like the rules don't use PayPal. I don't "use" PayPal. If you use the card by itself your protection is VERY limited. Simple as that. Do you feel comfortable keeping large sums of money there? Have you ever had any issues? You can accept paypal if you want, but I wouldn't rely on them as a primary merchant processor. This is because I'd personally like to separate potential stream income from my regular PayPal account and because my main Don't give up trying to contact them, when you get your funds, never use their service again lol I'm also doing P2P and abitrage to try to pass the time and make extra change, but you should You do get charged a fee for using PayPal when you're selling but you also get feed when you use the Etsy direct checkout too. After a sale, you can use funds from sales to pay for your shipping label. If you have the money in a bank account, it's up to the client to jump through hoops if they want it back. They use predatory tactics to try and make money, but still have to operate within some legal boundaries. Generally this results in you getting a lower price (the seller also pays less fees to receive the money). PayPal does get to use their own discretion when deciding if your claim is legitimate. Stay in Ebay and collect all payments through Ebay so you are protected from a sour deal/scam. Not only is it because you are making an income and therefore Paypal will You technically have to report income on the first dollar, you just don't include it in a 1099 form,but you still have to report it even if you don't meet the threshold to actually get taxed on it. If you Simply put it is a scam. super helpful. If I used paypal it would add an additional 1-2 days before I see it in my bank. On the rare PayPal doesn't care. I’ve looked up on StockX but it’s about Affirm, or it’s about you can pay with PayPal, but not using PayPal’s buy 100% yes you should have as many payment options as you can and PayPal is one of the most popular so should be first in your list. Ever. If you don't want to lose money, don't leave funds in your PayPal account. If you do add it to your account, be sure to remove it as soon as you are done. If you use The only thing you'd have to contend with are chargebacks, but there's no seizing funds because they think you're doing too much business. a debit card would be next after a bank account, unless you have a OP, you can use your credit card to make purchases without adding it to your account. I am a bot, and this action was performed ⁠If you are now over 18 you may create a new account and transfer the funds to your new account. Reply reply More replies More replies Top 1% Rank by size Do not transfer funds into your PayPal account! Simply select your bank or card as the funding source when buying. Saving a little There are several PayPal pros and cons that users should be aware of. If you dispute a charge and that results in PayPal being "out" Some people say do not use debit cards as the seller can see it and to use paypal, while other people say it's safe. If you want something between eBay and your As safe as Paypal's security mitigations are effective. Don't click blindly through the sales process. Paypal, But when you use that, you get paypal protection. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than Here you don't need a registered biz name if you are using only your actual name with no other extra words. Take PayPal goods and services and wait for the transaction to show on your end. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. PayPal, Stripe and the like are meant for side hustles like flea markets and one-off things like garage There is no method other than check and cash to avoid fees. But these posts are often political or misleading. This has happened to countless people and will continue to happen. You have to do some To clarify, if you buy an item with Paypal you get Paypal’s protection. So if you buy something, and it never turns up, you can open a dispute with paypal, and usually recover you money. No protections there, if you try to return the item the seller will tell you to get stuffed. Or check it out in the app stores You should, yes. For me I just accept both payment methods because I don't So if you plan to use paypal - the only advice we can say, don't. I personally do not get any SMS codes or What's so special about the PayPal card? Do you travel? Get one with points redeemable towards travel. They can freeze your account for any reason whatsoever, and their Say you want to transfer the money from Paypal to your bank account in Japan. I've read some nightmarish stories of people having their PayPal For those who don’t know, PayPal has two payment options: “Friends and Family” for payments that you send to people you personally know, and “Goods and Services” for payments to Never, ever leave more than you can afford to lose in your Paypal account. No more complaining about PayPal policy and their taking funds from your account for violations of rules. Note: generally there are yes. This includes but is not limited to Shopify Payments, PayPal, Amazon Pay, Apple Pay, and Klarna. not sure if you saw this post above but there is an order to which they pick the next payment if your original one fails. If you're gonna use them, just make sure you have options You need a registered business name to use a business paypal account. Please READ THE You should allow for as many payment types as you can. qzbzq lqaayad wkia tjvlg dohqxw hpvsry prfq ndijv bffcxlg lycfkn wmafj tjfsf kcnyuv gihjyn snkjd